LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,579
−HK$2,732/mo
▼ 0.25% · 3.875%
HK$44,934
−HK$1,377/mo
Today · 4.125%
HK$46,311
baseline
▲ 0.50% · 4.625%
HK$49,129
+HK$2,818/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,622/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,481
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,781
−HK$1,319/mo
Today · 4.125%
HK$51,100
baseline
▲ 0.50% · 4.625%
HK$53,794
+HK$2,694/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,200/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,294
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,921
−HK$1,653/mo
Today · 4.125%
HK$55,574
baseline
▲ 0.50% · 4.625%
HK$58,955
+HK$3,381/mo
Deposit HK$7.64M · loan HK$11.47M · min. income ≈ HK$111,148/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,177
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,737
−HK$1,583/mo
Today · 4.125%
HK$61,320
baseline
▲ 0.50% · 4.625%
HK$64,552
+HK$3,232/mo
Deposit HK$7.64M · loan HK$11.47M · min. income ≈ HK$122,640/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,010
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,908
−HK$1,928/mo
Today · 4.125%
HK$64,836
baseline
▲ 0.50% · 4.625%
HK$68,781
+HK$3,945/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$129,672/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,873
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,693
−HK$1,847/mo
Today · 4.125%
HK$71,540
baseline
▲ 0.50% · 4.625%
HK$75,311
+HK$3,771/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$143,080/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,442
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$80,882
−HK$2,479/mo
Today · 4.125%
HK$83,361
baseline
▲ 0.50% · 4.625%
HK$88,433
+HK$5,072/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$166,722/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,265
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,606
−HK$2,374/mo
Today · 4.125%
HK$91,980
baseline
▲ 0.50% · 4.625%
HK$96,829
+HK$4,849/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$183,960/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,674 · Scale 2, in force from 26 Feb 2026)