LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,581
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,936
−HK$1,378/mo
Today · 4.125%
HK$46,314
baseline
▲ 0.50% · 4.625%
HK$49,132
+HK$2,818/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,628/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,483
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,783
−HK$1,320/mo
Today · 4.125%
HK$51,103
baseline
▲ 0.50% · 4.625%
HK$53,796
+HK$2,693/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,206/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,297
−HK$3,279/mo
▼ 0.25% · 3.875%
HK$53,924
−HK$1,652/mo
Today · 4.125%
HK$55,576
baseline
▲ 0.50% · 4.625%
HK$58,958
+HK$3,382/mo
Deposit HK$7.64M · loan HK$11.47M · min. income ≈ HK$111,152/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,180
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,740
−HK$1,583/mo
Today · 4.125%
HK$61,323
baseline
▲ 0.50% · 4.625%
HK$64,555
+HK$3,232/mo
Deposit HK$7.64M · loan HK$11.47M · min. income ≈ HK$122,646/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,013
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,911
−HK$1,928/mo
Today · 4.125%
HK$64,839
baseline
▲ 0.50% · 4.625%
HK$68,784
+HK$3,945/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$129,678/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,876
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,697
−HK$1,847/mo
Today · 4.125%
HK$71,544
baseline
▲ 0.50% · 4.625%
HK$75,315
+HK$3,771/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$143,088/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,445
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$80,885
−HK$2,480/mo
Today · 4.125%
HK$83,365
baseline
▲ 0.50% · 4.625%
HK$88,437
+HK$5,072/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$166,730/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,270
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,610
−HK$2,375/mo
Today · 4.125%
HK$91,985
baseline
▲ 0.50% · 4.625%
HK$96,833
+HK$4,848/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$183,970/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,709 · Scale 2, in force from 26 Feb 2026)