LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,581
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,937
−HK$1,377/mo
Today · 4.125%
HK$46,314
baseline
▲ 0.50% · 4.625%
HK$49,132
+HK$2,818/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,628/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,484
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,784
−HK$1,319/mo
Today · 4.125%
HK$51,103
baseline
▲ 0.50% · 4.625%
HK$53,797
+HK$2,694/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,206/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,297
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,924
−HK$1,653/mo
Today · 4.125%
HK$55,577
baseline
▲ 0.50% · 4.625%
HK$58,959
+HK$3,382/mo
Deposit HK$7.64M · loan HK$11.47M · min. income ≈ HK$111,154/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,180
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,741
−HK$1,583/mo
Today · 4.125%
HK$61,324
baseline
▲ 0.50% · 4.625%
HK$64,556
+HK$3,232/mo
Deposit HK$7.64M · loan HK$11.47M · min. income ≈ HK$122,648/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,014
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,912
−HK$1,928/mo
Today · 4.125%
HK$64,840
baseline
▲ 0.50% · 4.625%
HK$68,785
+HK$3,945/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$129,680/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,877
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,697
−HK$1,847/mo
Today · 4.125%
HK$71,544
baseline
▲ 0.50% · 4.625%
HK$75,315
+HK$3,771/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$143,088/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,446
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$80,886
−HK$2,479/mo
Today · 4.125%
HK$83,365
baseline
▲ 0.50% · 4.625%
HK$88,438
+HK$5,073/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$166,730/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,270
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,611
−HK$2,374/mo
Today · 4.125%
HK$91,985
baseline
▲ 0.50% · 4.625%
HK$96,834
+HK$4,849/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$183,970/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,715 · Scale 2, in force from 26 Feb 2026)