LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,582
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,937
−HK$1,378/mo
Today · 4.125%
HK$46,315
baseline
▲ 0.50% · 4.625%
HK$49,133
+HK$2,818/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,630/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,484
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,784
−HK$1,320/mo
Today · 4.125%
HK$51,104
baseline
▲ 0.50% · 4.625%
HK$53,797
+HK$2,693/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,208/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,298
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,925
−HK$1,653/mo
Today · 4.125%
HK$55,578
baseline
▲ 0.50% · 4.625%
HK$58,959
+HK$3,381/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,156/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,181
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,741
−HK$1,583/mo
Today · 4.125%
HK$61,324
baseline
▲ 0.50% · 4.625%
HK$64,557
+HK$3,233/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,648/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,014
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,912
−HK$1,928/mo
Today · 4.125%
HK$64,840
baseline
▲ 0.50% · 4.625%
HK$68,786
+HK$3,946/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$129,680/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,878
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,698
−HK$1,847/mo
Today · 4.125%
HK$71,545
baseline
▲ 0.50% · 4.625%
HK$75,316
+HK$3,771/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$143,090/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,447
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$80,887
−HK$2,479/mo
Today · 4.125%
HK$83,366
baseline
▲ 0.50% · 4.625%
HK$88,439
+HK$5,073/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$166,732/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,271
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,612
−HK$2,374/mo
Today · 4.125%
HK$91,986
baseline
▲ 0.50% · 4.625%
HK$96,835
+HK$4,849/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$183,972/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,723 · Scale 2, in force from 26 Feb 2026)