LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,582
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,938
−HK$1,377/mo
Today · 4.125%
HK$46,315
baseline
▲ 0.50% · 4.625%
HK$49,133
+HK$2,818/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,630/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,485
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,785
−HK$1,319/mo
Today · 4.125%
HK$51,104
baseline
▲ 0.50% · 4.625%
HK$53,798
+HK$2,694/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,208/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,298
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,925
−HK$1,653/mo
Today · 4.125%
HK$55,578
baseline
▲ 0.50% · 4.625%
HK$58,960
+HK$3,382/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,156/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,182
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,742
−HK$1,583/mo
Today · 4.125%
HK$61,325
baseline
▲ 0.50% · 4.625%
HK$64,557
+HK$3,232/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,650/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,015
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,913
−HK$1,928/mo
Today · 4.125%
HK$64,841
baseline
▲ 0.50% · 4.625%
HK$68,786
+HK$3,945/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$129,682/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,878
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,699
−HK$1,847/mo
Today · 4.125%
HK$71,546
baseline
▲ 0.50% · 4.625%
HK$75,317
+HK$3,771/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$143,092/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,448
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$80,888
−HK$2,479/mo
Today · 4.125%
HK$83,367
baseline
▲ 0.50% · 4.625%
HK$88,440
+HK$5,073/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$166,734/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,272
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,613
−HK$2,374/mo
Today · 4.125%
HK$91,987
baseline
▲ 0.50% · 4.625%
HK$96,836
+HK$4,849/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$183,974/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,730 · Scale 2, in force from 26 Feb 2026)