LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,584
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,940
−HK$1,377/mo
Today · 4.125%
HK$46,317
baseline
▲ 0.50% · 4.625%
HK$49,136
+HK$2,819/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,634/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,487
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,787
−HK$1,320/mo
Today · 4.125%
HK$51,107
baseline
▲ 0.50% · 4.625%
HK$53,801
+HK$2,694/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,214/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,301
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,928
−HK$1,653/mo
Today · 4.125%
HK$55,581
baseline
▲ 0.50% · 4.625%
HK$58,963
+HK$3,382/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,162/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,185
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,745
−HK$1,583/mo
Today · 4.125%
HK$61,328
baseline
▲ 0.50% · 4.625%
HK$64,561
+HK$3,233/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,656/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,018
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,916
−HK$1,928/mo
Today · 4.125%
HK$64,844
baseline
▲ 0.50% · 4.625%
HK$68,790
+HK$3,946/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$129,688/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,882
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,702
−HK$1,847/mo
Today · 4.125%
HK$71,549
baseline
▲ 0.50% · 4.625%
HK$75,321
+HK$3,772/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$143,098/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,452
−HK$4,919/mo
▼ 0.25% · 3.875%
HK$80,892
−HK$2,479/mo
Today · 4.125%
HK$83,371
baseline
▲ 0.50% · 4.625%
HK$88,444
+HK$5,073/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$166,742/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,277
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,617
−HK$2,375/mo
Today · 4.125%
HK$91,992
baseline
▲ 0.50% · 4.625%
HK$96,841
+HK$4,849/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$183,984/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,767 · Scale 2, in force from 26 Feb 2026)