LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,586
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,941
−HK$1,378/mo
Today · 4.125%
HK$46,319
baseline
▲ 0.50% · 4.625%
HK$49,137
+HK$2,818/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,638/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,489
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$49,789
−HK$1,319/mo
Today · 4.125%
HK$51,108
baseline
▲ 0.50% · 4.625%
HK$53,802
+HK$2,694/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,216/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,303
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,930
−HK$1,653/mo
Today · 4.125%
HK$55,583
baseline
▲ 0.50% · 4.625%
HK$58,965
+HK$3,382/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,166/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,186
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,747
−HK$1,583/mo
Today · 4.125%
HK$61,330
baseline
▲ 0.50% · 4.625%
HK$64,563
+HK$3,233/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,660/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,020
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,918
−HK$1,928/mo
Today · 4.125%
HK$64,846
baseline
▲ 0.50% · 4.625%
HK$68,792
+HK$3,946/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$129,692/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,884
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,705
−HK$1,847/mo
Today · 4.125%
HK$71,552
baseline
▲ 0.50% · 4.625%
HK$75,323
+HK$3,771/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$143,104/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,454
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$80,895
−HK$2,479/mo
Today · 4.125%
HK$83,374
baseline
▲ 0.50% · 4.625%
HK$88,447
+HK$5,073/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$166,748/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,280
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,620
−HK$2,375/mo
Today · 4.125%
HK$91,995
baseline
▲ 0.50% · 4.625%
HK$96,844
+HK$4,849/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$183,990/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,790 · Scale 2, in force from 26 Feb 2026)