LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,587
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,942
−HK$1,378/mo
Today · 4.125%
HK$46,320
baseline
▲ 0.50% · 4.625%
HK$49,138
+HK$2,818/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,640/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,490
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,790
−HK$1,320/mo
Today · 4.125%
HK$51,110
baseline
▲ 0.50% · 4.625%
HK$53,804
+HK$2,694/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,220/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,304
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,931
−HK$1,653/mo
Today · 4.125%
HK$55,584
baseline
▲ 0.50% · 4.625%
HK$58,966
+HK$3,382/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,168/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,188
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$59,748
−HK$1,583/mo
Today · 4.125%
HK$61,331
baseline
▲ 0.50% · 4.625%
HK$64,564
+HK$3,233/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,662/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,021
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,919
−HK$1,929/mo
Today · 4.125%
HK$64,848
baseline
▲ 0.50% · 4.625%
HK$68,794
+HK$3,946/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$129,696/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,886
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$69,706
−HK$1,847/mo
Today · 4.125%
HK$71,553
baseline
▲ 0.50% · 4.625%
HK$75,325
+HK$3,772/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$143,106/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,456
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$80,896
−HK$2,480/mo
Today · 4.125%
HK$83,376
baseline
▲ 0.50% · 4.625%
HK$88,449
+HK$5,073/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$166,752/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,282
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,622
−HK$2,375/mo
Today · 4.125%
HK$91,997
baseline
▲ 0.50% · 4.625%
HK$96,846
+HK$4,849/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$183,994/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,806 · Scale 2, in force from 26 Feb 2026)