LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,588
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,944
−HK$1,378/mo
Today · 4.125%
HK$46,322
baseline
▲ 0.50% · 4.625%
HK$49,140
+HK$2,818/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,644/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,491
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,792
−HK$1,319/mo
Today · 4.125%
HK$51,111
baseline
▲ 0.50% · 4.625%
HK$53,805
+HK$2,694/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,222/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,306
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,933
−HK$1,653/mo
Today · 4.125%
HK$55,586
baseline
▲ 0.50% · 4.625%
HK$58,968
+HK$3,382/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,172/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,190
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,750
−HK$1,584/mo
Today · 4.125%
HK$61,334
baseline
▲ 0.50% · 4.625%
HK$64,567
+HK$3,233/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,668/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,024
−HK$3,826/mo
▼ 0.25% · 3.875%
HK$62,922
−HK$1,928/mo
Today · 4.125%
HK$64,850
baseline
▲ 0.50% · 4.625%
HK$68,796
+HK$3,946/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$129,700/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,888
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,709
−HK$1,847/mo
Today · 4.125%
HK$71,556
baseline
▲ 0.50% · 4.625%
HK$75,328
+HK$3,772/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$143,112/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,459
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$80,899
−HK$2,480/mo
Today · 4.125%
HK$83,379
baseline
▲ 0.50% · 4.625%
HK$88,452
+HK$5,073/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$166,758/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,285
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,626
−HK$2,374/mo
Today · 4.125%
HK$92,000
baseline
▲ 0.50% · 4.625%
HK$96,850
+HK$4,850/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$184,000/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,832 · Scale 2, in force from 26 Feb 2026)