LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,589
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,945
−HK$1,377/mo
Today · 4.125%
HK$46,322
baseline
▲ 0.50% · 4.625%
HK$49,141
+HK$2,819/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,644/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,492
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,793
−HK$1,319/mo
Today · 4.125%
HK$51,112
baseline
▲ 0.50% · 4.625%
HK$53,806
+HK$2,694/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,224/mo (50% DSR)
Upfront cash ≈ HK$10.27M (deposit + AVD stamp duty HK$716,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,307
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,934
−HK$1,653/mo
Today · 4.125%
HK$55,587
baseline
▲ 0.50% · 4.625%
HK$58,969
+HK$3,382/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,174/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,190
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,751
−HK$1,583/mo
Today · 4.125%
HK$61,334
baseline
▲ 0.50% · 4.625%
HK$64,567
+HK$3,233/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,668/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,024
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,922
−HK$1,929/mo
Today · 4.125%
HK$64,851
baseline
▲ 0.50% · 4.625%
HK$68,797
+HK$3,946/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$129,702/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,889
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,710
−HK$1,847/mo
Today · 4.125%
HK$71,557
baseline
▲ 0.50% · 4.625%
HK$75,329
+HK$3,772/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$143,114/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,460
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$80,900
−HK$2,480/mo
Today · 4.125%
HK$83,380
baseline
▲ 0.50% · 4.625%
HK$88,453
+HK$5,073/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$166,760/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,286
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$89,627
−HK$2,374/mo
Today · 4.125%
HK$92,001
baseline
▲ 0.50% · 4.625%
HK$96,851
+HK$4,850/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$184,002/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,840 · Scale 2, in force from 26 Feb 2026)