LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,590
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,946
−HK$1,378/mo
Today · 4.125%
HK$46,324
baseline
▲ 0.50% · 4.625%
HK$49,142
+HK$2,818/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,648/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$716,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,493
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,794
−HK$1,319/mo
Today · 4.125%
HK$51,113
baseline
▲ 0.50% · 4.625%
HK$53,808
+HK$2,695/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,226/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$716,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,308
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,935
−HK$1,653/mo
Today · 4.125%
HK$55,588
baseline
▲ 0.50% · 4.625%
HK$58,971
+HK$3,383/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,176/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,192
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,753
−HK$1,583/mo
Today · 4.125%
HK$61,336
baseline
▲ 0.50% · 4.625%
HK$64,569
+HK$3,233/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,672/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,026
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,924
−HK$1,929/mo
Today · 4.125%
HK$64,853
baseline
▲ 0.50% · 4.625%
HK$68,799
+HK$3,946/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$129,706/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,891
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,712
−HK$1,847/mo
Today · 4.125%
HK$71,559
baseline
▲ 0.50% · 4.625%
HK$75,331
+HK$3,772/mo
Deposit HK$5.73M · loan HK$13.38M · min. income ≈ HK$143,118/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,462
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$80,903
−HK$2,479/mo
Today · 4.125%
HK$83,382
baseline
▲ 0.50% · 4.625%
HK$88,456
+HK$5,074/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$166,764/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,861 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,288
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$89,629
−HK$2,375/mo
Today · 4.125%
HK$92,004
baseline
▲ 0.50% · 4.625%
HK$96,854
+HK$4,850/mo
Deposit HK$1.91M · loan HK$17.20M · min. income ≈ HK$184,008/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,861 · Scale 2, in force from 26 Feb 2026)