LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,592
−HK$2,733/mo
▼ 0.25% · 3.875%
HK$44,948
−HK$1,377/mo
Today · 4.125%
HK$46,325
baseline
▲ 0.50% · 4.625%
HK$49,144
+HK$2,819/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,650/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$716,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,495
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,796
−HK$1,319/mo
Today · 4.125%
HK$51,115
baseline
▲ 0.50% · 4.625%
HK$53,810
+HK$2,695/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,230/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$716,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,310
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,937
−HK$1,653/mo
Today · 4.125%
HK$55,590
baseline
▲ 0.50% · 4.625%
HK$58,973
+HK$3,383/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,180/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,194
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,755
−HK$1,583/mo
Today · 4.125%
HK$61,338
baseline
▲ 0.50% · 4.625%
HK$64,572
+HK$3,234/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,676/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,028
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,927
−HK$1,928/mo
Today · 4.125%
HK$64,855
baseline
▲ 0.50% · 4.625%
HK$68,802
+HK$3,947/mo
Deposit HK$5.74M · loan HK$13.38M · min. income ≈ HK$129,710/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,893
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,714
−HK$1,848/mo
Today · 4.125%
HK$71,562
baseline
▲ 0.50% · 4.625%
HK$75,334
+HK$3,772/mo
Deposit HK$5.74M · loan HK$13.38M · min. income ≈ HK$143,124/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,465
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$80,906
−HK$2,480/mo
Today · 4.125%
HK$83,386
baseline
▲ 0.50% · 4.625%
HK$88,459
+HK$5,073/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$166,772/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,292
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$89,633
−HK$2,375/mo
Today · 4.125%
HK$92,008
baseline
▲ 0.50% · 4.625%
HK$96,858
+HK$4,850/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$184,016/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,889 · Scale 2, in force from 26 Feb 2026)