LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,595
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,951
−HK$1,378/mo
Today · 4.125%
HK$46,329
baseline
▲ 0.50% · 4.625%
HK$49,148
+HK$2,819/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,658/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$716,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,499
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,799
−HK$1,320/mo
Today · 4.125%
HK$51,119
baseline
▲ 0.50% · 4.625%
HK$53,814
+HK$2,695/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,238/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$716,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,314
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,941
−HK$1,653/mo
Today · 4.125%
HK$55,594
baseline
▲ 0.50% · 4.625%
HK$58,977
+HK$3,383/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,188/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,199
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,759
−HK$1,584/mo
Today · 4.125%
HK$61,343
baseline
▲ 0.50% · 4.625%
HK$64,576
+HK$3,233/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,686/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,033
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,931
−HK$1,929/mo
Today · 4.125%
HK$64,860
baseline
▲ 0.50% · 4.625%
HK$68,807
+HK$3,947/mo
Deposit HK$5.74M · loan HK$13.38M · min. income ≈ HK$129,720/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,898
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,719
−HK$1,848/mo
Today · 4.125%
HK$71,567
baseline
▲ 0.50% · 4.625%
HK$75,339
+HK$3,772/mo
Deposit HK$5.74M · loan HK$13.38M · min. income ≈ HK$143,134/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,471
−HK$4,920/mo
▼ 0.25% · 3.875%
HK$80,911
−HK$2,480/mo
Today · 4.125%
HK$83,391
baseline
▲ 0.50% · 4.625%
HK$88,466
+HK$5,075/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$166,782/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,298
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$89,639
−HK$2,375/mo
Today · 4.125%
HK$92,014
baseline
▲ 0.50% · 4.625%
HK$96,864
+HK$4,850/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$184,028/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,939 · Scale 2, in force from 26 Feb 2026)