LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,596
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,952
−HK$1,378/mo
Today · 4.125%
HK$46,330
baseline
▲ 0.50% · 4.625%
HK$49,149
+HK$2,819/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,660/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$716,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,500
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,801
−HK$1,319/mo
Today · 4.125%
HK$51,120
baseline
▲ 0.50% · 4.625%
HK$53,815
+HK$2,695/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,240/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$716,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,315
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,942
−HK$1,654/mo
Today · 4.125%
HK$55,596
baseline
▲ 0.50% · 4.625%
HK$58,979
+HK$3,383/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,192/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,200
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,761
−HK$1,583/mo
Today · 4.125%
HK$61,344
baseline
▲ 0.50% · 4.625%
HK$64,578
+HK$3,234/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,688/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,034
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,933
−HK$1,929/mo
Today · 4.125%
HK$64,862
baseline
▲ 0.50% · 4.625%
HK$68,808
+HK$3,946/mo
Deposit HK$5.74M · loan HK$13.38M · min. income ≈ HK$129,724/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,900
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,721
−HK$1,848/mo
Today · 4.125%
HK$71,569
baseline
▲ 0.50% · 4.625%
HK$75,341
+HK$3,772/mo
Deposit HK$5.74M · loan HK$13.38M · min. income ≈ HK$143,138/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,473
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$80,914
−HK$2,480/mo
Today · 4.125%
HK$83,394
baseline
▲ 0.50% · 4.625%
HK$88,468
+HK$5,074/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$166,788/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,300
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,641
−HK$2,376/mo
Today · 4.125%
HK$92,017
baseline
▲ 0.50% · 4.625%
HK$96,867
+HK$4,850/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$184,034/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,959 · Scale 2, in force from 26 Feb 2026)