LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,596
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,953
−HK$1,377/mo
Today · 4.125%
HK$46,330
baseline
▲ 0.50% · 4.625%
HK$49,149
+HK$2,819/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,660/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$716,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,501
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,801
−HK$1,320/mo
Today · 4.125%
HK$51,121
baseline
▲ 0.50% · 4.625%
HK$53,816
+HK$2,695/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,242/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$716,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,316
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,943
−HK$1,653/mo
Today · 4.125%
HK$55,596
baseline
▲ 0.50% · 4.625%
HK$58,979
+HK$3,383/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,192/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,201
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,762
−HK$1,583/mo
Today · 4.125%
HK$61,345
baseline
▲ 0.50% · 4.625%
HK$64,579
+HK$3,234/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,690/mo (50% DSR)
Upfront cash ≈ HK$8.36M (deposit + AVD stamp duty HK$716,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,035
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,934
−HK$1,928/mo
Today · 4.125%
HK$64,862
baseline
▲ 0.50% · 4.625%
HK$68,809
+HK$3,947/mo
Deposit HK$5.74M · loan HK$13.38M · min. income ≈ HK$129,724/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,901
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$69,722
−HK$1,847/mo
Today · 4.125%
HK$71,569
baseline
▲ 0.50% · 4.625%
HK$75,342
+HK$3,773/mo
Deposit HK$5.74M · loan HK$13.38M · min. income ≈ HK$143,138/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$716,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,474
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$80,915
−HK$2,480/mo
Today · 4.125%
HK$83,395
baseline
▲ 0.50% · 4.625%
HK$88,469
+HK$5,074/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$166,790/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,301
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,642
−HK$2,376/mo
Today · 4.125%
HK$92,018
baseline
▲ 0.50% · 4.625%
HK$96,868
+HK$4,850/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$184,036/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$716,967 · Scale 2, in force from 26 Feb 2026)