LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,599
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,955
−HK$1,378/mo
Today · 4.125%
HK$46,333
baseline
▲ 0.50% · 4.625%
HK$49,152
+HK$2,819/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,666/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,503
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,804
−HK$1,320/mo
Today · 4.125%
HK$51,124
baseline
▲ 0.50% · 4.625%
HK$53,818
+HK$2,694/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,248/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,319
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$53,946
−HK$1,653/mo
Today · 4.125%
HK$55,599
baseline
▲ 0.50% · 4.625%
HK$58,982
+HK$3,383/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,198/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,204
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,765
−HK$1,583/mo
Today · 4.125%
HK$61,348
baseline
▲ 0.50% · 4.625%
HK$64,582
+HK$3,234/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,696/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,038
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,937
−HK$1,929/mo
Today · 4.125%
HK$64,866
baseline
▲ 0.50% · 4.625%
HK$68,813
+HK$3,947/mo
Deposit HK$5.74M · loan HK$13.38M · min. income ≈ HK$129,732/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,904
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,726
−HK$1,847/mo
Today · 4.125%
HK$71,573
baseline
▲ 0.50% · 4.625%
HK$75,346
+HK$3,773/mo
Deposit HK$5.74M · loan HK$13.38M · min. income ≈ HK$143,146/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,478
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$80,919
−HK$2,480/mo
Today · 4.125%
HK$83,399
baseline
▲ 0.50% · 4.625%
HK$88,474
+HK$5,075/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$166,798/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,306
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,647
−HK$2,376/mo
Today · 4.125%
HK$92,023
baseline
▲ 0.50% · 4.625%
HK$96,873
+HK$4,850/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$184,046/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,005 · Scale 2, in force from 26 Feb 2026)