LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,601
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,957
−HK$1,378/mo
Today · 4.125%
HK$46,335
baseline
▲ 0.50% · 4.625%
HK$49,155
+HK$2,820/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,670/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,506
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,807
−HK$1,319/mo
Today · 4.125%
HK$51,126
baseline
▲ 0.50% · 4.625%
HK$53,821
+HK$2,695/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,252/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,321
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,949
−HK$1,653/mo
Today · 4.125%
HK$55,602
baseline
▲ 0.50% · 4.625%
HK$58,986
+HK$3,384/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,204/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,207
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,768
−HK$1,584/mo
Today · 4.125%
HK$61,352
baseline
▲ 0.50% · 4.625%
HK$64,586
+HK$3,234/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,704/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,042
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$62,940
−HK$1,929/mo
Today · 4.125%
HK$64,869
baseline
▲ 0.50% · 4.625%
HK$68,817
+HK$3,948/mo
Deposit HK$5.74M · loan HK$13.38M · min. income ≈ HK$129,738/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,908
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,729
−HK$1,848/mo
Today · 4.125%
HK$71,577
baseline
▲ 0.50% · 4.625%
HK$75,350
+HK$3,773/mo
Deposit HK$5.74M · loan HK$13.38M · min. income ≈ HK$143,154/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,482
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$80,923
−HK$2,480/mo
Today · 4.125%
HK$83,403
baseline
▲ 0.50% · 4.625%
HK$88,478
+HK$5,075/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$166,806/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,043 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,310
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,652
−HK$2,375/mo
Today · 4.125%
HK$92,027
baseline
▲ 0.50% · 4.625%
HK$96,878
+HK$4,851/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$184,054/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,043 · Scale 2, in force from 26 Feb 2026)