LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,602
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,958
−HK$1,378/mo
Today · 4.125%
HK$46,336
baseline
▲ 0.50% · 4.625%
HK$49,156
+HK$2,820/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,672/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,507
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$49,808
−HK$1,319/mo
Today · 4.125%
HK$51,127
baseline
▲ 0.50% · 4.625%
HK$53,822
+HK$2,695/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,254/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,322
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,950
−HK$1,653/mo
Today · 4.125%
HK$55,603
baseline
▲ 0.50% · 4.625%
HK$58,987
+HK$3,384/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,206/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,208
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,769
−HK$1,584/mo
Today · 4.125%
HK$61,353
baseline
▲ 0.50% · 4.625%
HK$64,587
+HK$3,234/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,706/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,043
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,942
−HK$1,929/mo
Today · 4.125%
HK$64,871
baseline
▲ 0.50% · 4.625%
HK$68,818
+HK$3,947/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,742/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,909
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,731
−HK$1,847/mo
Today · 4.125%
HK$71,578
baseline
▲ 0.50% · 4.625%
HK$75,351
+HK$3,773/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,156/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,484
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$80,925
−HK$2,480/mo
Today · 4.125%
HK$83,405
baseline
▲ 0.50% · 4.625%
HK$88,480
+HK$5,075/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$166,810/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,312
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,654
−HK$2,375/mo
Today · 4.125%
HK$92,029
baseline
▲ 0.50% · 4.625%
HK$96,880
+HK$4,851/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$184,058/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,057 · Scale 2, in force from 26 Feb 2026)