LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,603
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,959
−HK$1,378/mo
Today · 4.125%
HK$46,337
baseline
▲ 0.50% · 4.625%
HK$49,157
+HK$2,820/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,674/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,508
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,809
−HK$1,320/mo
Today · 4.125%
HK$51,129
baseline
▲ 0.50% · 4.625%
HK$53,824
+HK$2,695/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,258/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,323
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,951
−HK$1,654/mo
Today · 4.125%
HK$55,605
baseline
▲ 0.50% · 4.625%
HK$58,988
+HK$3,383/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,210/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,209
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,770
−HK$1,584/mo
Today · 4.125%
HK$61,354
baseline
▲ 0.50% · 4.625%
HK$64,588
+HK$3,234/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,708/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,044
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,943
−HK$1,929/mo
Today · 4.125%
HK$64,872
baseline
▲ 0.50% · 4.625%
HK$68,819
+HK$3,947/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,744/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,911
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,732
−HK$1,848/mo
Today · 4.125%
HK$71,580
baseline
▲ 0.50% · 4.625%
HK$75,353
+HK$3,773/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,160/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,485
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$80,927
−HK$2,480/mo
Today · 4.125%
HK$83,407
baseline
▲ 0.50% · 4.625%
HK$88,482
+HK$5,075/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$166,814/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,073 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,314
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,656
−HK$2,375/mo
Today · 4.125%
HK$92,031
baseline
▲ 0.50% · 4.625%
HK$96,882
+HK$4,851/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$184,062/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,073 · Scale 2, in force from 26 Feb 2026)