LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,604
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,960
−HK$1,378/mo
Today · 4.125%
HK$46,338
baseline
▲ 0.50% · 4.625%
HK$49,158
+HK$2,820/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,676/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,509
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,810
−HK$1,320/mo
Today · 4.125%
HK$51,130
baseline
▲ 0.50% · 4.625%
HK$53,825
+HK$2,695/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,260/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,325
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,952
−HK$1,654/mo
Today · 4.125%
HK$55,606
baseline
▲ 0.50% · 4.625%
HK$58,989
+HK$3,383/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,212/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,211
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$59,772
−HK$1,583/mo
Today · 4.125%
HK$61,355
baseline
▲ 0.50% · 4.625%
HK$64,590
+HK$3,235/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,710/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,045
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,944
−HK$1,929/mo
Today · 4.125%
HK$64,873
baseline
▲ 0.50% · 4.625%
HK$68,821
+HK$3,948/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,746/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,912
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,734
−HK$1,847/mo
Today · 4.125%
HK$71,581
baseline
▲ 0.50% · 4.625%
HK$75,355
+HK$3,774/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,162/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,487
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$80,928
−HK$2,481/mo
Today · 4.125%
HK$83,409
baseline
▲ 0.50% · 4.625%
HK$88,484
+HK$5,075/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$166,818/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,087 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,316
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,658
−HK$2,375/mo
Today · 4.125%
HK$92,033
baseline
▲ 0.50% · 4.625%
HK$96,884
+HK$4,851/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$184,066/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,087 · Scale 2, in force from 26 Feb 2026)