LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,605
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,961
−HK$1,379/mo
Today · 4.125%
HK$46,340
baseline
▲ 0.50% · 4.625%
HK$49,159
+HK$2,819/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,680/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,510
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,811
−HK$1,320/mo
Today · 4.125%
HK$51,131
baseline
▲ 0.50% · 4.625%
HK$53,826
+HK$2,695/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,262/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,326
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,954
−HK$1,653/mo
Today · 4.125%
HK$55,607
baseline
▲ 0.50% · 4.625%
HK$58,991
+HK$3,384/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,214/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,212
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,774
−HK$1,583/mo
Today · 4.125%
HK$61,357
baseline
▲ 0.50% · 4.625%
HK$64,592
+HK$3,235/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,714/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,047
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,946
−HK$1,929/mo
Today · 4.125%
HK$64,875
baseline
▲ 0.50% · 4.625%
HK$68,823
+HK$3,948/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,750/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,914
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,736
−HK$1,848/mo
Today · 4.125%
HK$71,584
baseline
▲ 0.50% · 4.625%
HK$75,357
+HK$3,773/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,168/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,489
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$80,931
−HK$2,480/mo
Today · 4.125%
HK$83,411
baseline
▲ 0.50% · 4.625%
HK$88,487
+HK$5,076/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$166,822/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,318
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$89,660
−HK$2,376/mo
Today · 4.125%
HK$92,036
baseline
▲ 0.50% · 4.625%
HK$96,887
+HK$4,851/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$184,072/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,109 · Scale 2, in force from 26 Feb 2026)