LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,606
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,962
−HK$1,378/mo
Today · 4.125%
HK$46,340
baseline
▲ 0.50% · 4.625%
HK$49,160
+HK$2,820/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,680/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,511
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,812
−HK$1,320/mo
Today · 4.125%
HK$51,132
baseline
▲ 0.50% · 4.625%
HK$53,827
+HK$2,695/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,264/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,327
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,954
−HK$1,654/mo
Today · 4.125%
HK$55,608
baseline
▲ 0.50% · 4.625%
HK$58,992
+HK$3,384/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,216/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,213
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,774
−HK$1,584/mo
Today · 4.125%
HK$61,358
baseline
▲ 0.50% · 4.625%
HK$64,592
+HK$3,234/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,716/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,048
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,947
−HK$1,929/mo
Today · 4.125%
HK$64,876
baseline
▲ 0.50% · 4.625%
HK$68,824
+HK$3,948/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,752/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,915
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,737
−HK$1,848/mo
Today · 4.125%
HK$71,585
baseline
▲ 0.50% · 4.625%
HK$75,358
+HK$3,773/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,170/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,490
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$80,932
−HK$2,480/mo
Today · 4.125%
HK$83,412
baseline
▲ 0.50% · 4.625%
HK$88,488
+HK$5,076/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$166,824/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,320
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,661
−HK$2,376/mo
Today · 4.125%
HK$92,037
baseline
▲ 0.50% · 4.625%
HK$96,889
+HK$4,852/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$184,074/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,119 · Scale 2, in force from 26 Feb 2026)