LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,607
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,963
−HK$1,378/mo
Today · 4.125%
HK$46,341
baseline
▲ 0.50% · 4.625%
HK$49,161
+HK$2,820/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,682/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,512
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,813
−HK$1,320/mo
Today · 4.125%
HK$51,133
baseline
▲ 0.50% · 4.625%
HK$53,828
+HK$2,695/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,266/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,328
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,956
−HK$1,654/mo
Today · 4.125%
HK$55,610
baseline
▲ 0.50% · 4.625%
HK$58,993
+HK$3,383/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,220/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,214
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,776
−HK$1,584/mo
Today · 4.125%
HK$61,360
baseline
▲ 0.50% · 4.625%
HK$64,594
+HK$3,234/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,720/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,049
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,948
−HK$1,930/mo
Today · 4.125%
HK$64,878
baseline
▲ 0.50% · 4.625%
HK$68,825
+HK$3,947/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,756/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,917
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,738
−HK$1,848/mo
Today · 4.125%
HK$71,586
baseline
▲ 0.50% · 4.625%
HK$75,360
+HK$3,774/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,172/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,492
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$80,934
−HK$2,480/mo
Today · 4.125%
HK$83,414
baseline
▲ 0.50% · 4.625%
HK$88,490
+HK$5,076/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$166,828/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,322
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$89,664
−HK$2,375/mo
Today · 4.125%
HK$92,039
baseline
▲ 0.50% · 4.625%
HK$96,891
+HK$4,852/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$184,078/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,136 · Scale 2, in force from 26 Feb 2026)