LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,608
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,964
−HK$1,378/mo
Today · 4.125%
HK$46,342
baseline
▲ 0.50% · 4.625%
HK$49,162
+HK$2,820/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,684/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,513
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,814
−HK$1,320/mo
Today · 4.125%
HK$51,134
baseline
▲ 0.50% · 4.625%
HK$53,829
+HK$2,695/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,268/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,329
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,957
−HK$1,654/mo
Today · 4.125%
HK$55,611
baseline
▲ 0.50% · 4.625%
HK$58,994
+HK$3,383/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,222/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,216
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,777
−HK$1,584/mo
Today · 4.125%
HK$61,361
baseline
▲ 0.50% · 4.625%
HK$64,595
+HK$3,234/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,722/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,051
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$62,950
−HK$1,929/mo
Today · 4.125%
HK$64,879
baseline
▲ 0.50% · 4.625%
HK$68,827
+HK$3,948/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,758/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,918
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,740
−HK$1,848/mo
Today · 4.125%
HK$71,588
baseline
▲ 0.50% · 4.625%
HK$75,361
+HK$3,773/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,176/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,494
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$80,935
−HK$2,481/mo
Today · 4.125%
HK$83,416
baseline
▲ 0.50% · 4.625%
HK$88,491
+HK$5,075/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$166,832/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,323
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$89,665
−HK$2,376/mo
Today · 4.125%
HK$92,041
baseline
▲ 0.50% · 4.625%
HK$96,893
+HK$4,852/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$184,082/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,149 · Scale 2, in force from 26 Feb 2026)