LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,609
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,965
−HK$1,379/mo
Today · 4.125%
HK$46,344
baseline
▲ 0.50% · 4.625%
HK$49,163
+HK$2,819/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,688/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,514
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,816
−HK$1,320/mo
Today · 4.125%
HK$51,136
baseline
▲ 0.50% · 4.625%
HK$53,831
+HK$2,695/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,272/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,331
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$53,958
−HK$1,654/mo
Today · 4.125%
HK$55,612
baseline
▲ 0.50% · 4.625%
HK$58,996
+HK$3,384/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$111,224/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,217
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,779
−HK$1,584/mo
Today · 4.125%
HK$61,363
baseline
▲ 0.50% · 4.625%
HK$64,597
+HK$3,234/mo
Deposit HK$7.65M · loan HK$11.47M · min. income ≈ HK$122,726/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,052
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,952
−HK$1,929/mo
Today · 4.125%
HK$64,881
baseline
▲ 0.50% · 4.625%
HK$68,829
+HK$3,948/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,762/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,920
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,742
−HK$1,848/mo
Today · 4.125%
HK$71,590
baseline
▲ 0.50% · 4.625%
HK$75,363
+HK$3,773/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,180/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,496
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$80,938
−HK$2,480/mo
Today · 4.125%
HK$83,418
baseline
▲ 0.50% · 4.625%
HK$88,494
+HK$5,076/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$166,836/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,172 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,326
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$89,668
−HK$2,376/mo
Today · 4.125%
HK$92,044
baseline
▲ 0.50% · 4.625%
HK$96,896
+HK$4,852/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$184,088/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,172 · Scale 2, in force from 26 Feb 2026)