LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,610
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,966
−HK$1,379/mo
Today · 4.125%
HK$46,345
baseline
▲ 0.50% · 4.625%
HK$49,165
+HK$2,820/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,690/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,516
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,817
−HK$1,320/mo
Today · 4.125%
HK$51,137
baseline
▲ 0.50% · 4.625%
HK$53,832
+HK$2,695/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,274/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,332
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,960
−HK$1,654/mo
Today · 4.125%
HK$55,614
baseline
▲ 0.50% · 4.625%
HK$58,998
+HK$3,384/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,228/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,219
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$59,780
−HK$1,584/mo
Today · 4.125%
HK$61,364
baseline
▲ 0.50% · 4.625%
HK$64,599
+HK$3,235/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,728/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,054
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,953
−HK$1,930/mo
Today · 4.125%
HK$64,883
baseline
▲ 0.50% · 4.625%
HK$68,831
+HK$3,948/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,766/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,922
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,744
−HK$1,848/mo
Today · 4.125%
HK$71,592
baseline
▲ 0.50% · 4.625%
HK$75,365
+HK$3,773/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,184/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,498
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$80,940
−HK$2,480/mo
Today · 4.125%
HK$83,420
baseline
▲ 0.50% · 4.625%
HK$88,496
+HK$5,076/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$166,840/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,328
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$89,670
−HK$2,376/mo
Today · 4.125%
HK$92,046
baseline
▲ 0.50% · 4.625%
HK$96,898
+HK$4,852/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$184,092/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,189 · Scale 2, in force from 26 Feb 2026)