LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,612
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$44,968
−HK$1,378/mo
Today · 4.125%
HK$46,346
baseline
▲ 0.50% · 4.625%
HK$49,167
+HK$2,821/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,692/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,518
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,819
−HK$1,320/mo
Today · 4.125%
HK$51,139
baseline
▲ 0.50% · 4.625%
HK$53,834
+HK$2,695/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,278/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,334
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,962
−HK$1,654/mo
Today · 4.125%
HK$55,616
baseline
▲ 0.50% · 4.625%
HK$59,000
+HK$3,384/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,232/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,221
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,782
−HK$1,585/mo
Today · 4.125%
HK$61,367
baseline
▲ 0.50% · 4.625%
HK$64,601
+HK$3,234/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,734/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,056
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,956
−HK$1,929/mo
Today · 4.125%
HK$64,885
baseline
▲ 0.50% · 4.625%
HK$68,833
+HK$3,948/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,770/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,925
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$69,746
−HK$1,848/mo
Today · 4.125%
HK$71,594
baseline
▲ 0.50% · 4.625%
HK$75,368
+HK$3,774/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,188/mo (50% DSR)
Upfront cash ≈ HK$6.45M (deposit + AVD stamp duty HK$717,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,501
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$80,943
−HK$2,481/mo
Today · 4.125%
HK$83,424
baseline
▲ 0.50% · 4.625%
HK$88,500
+HK$5,076/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$166,848/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,332
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$89,674
−HK$2,376/mo
Today · 4.125%
HK$92,050
baseline
▲ 0.50% · 4.625%
HK$96,902
+HK$4,852/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$184,100/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,217 · Scale 2, in force from 26 Feb 2026)