LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,613
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,970
−HK$1,378/mo
Today · 4.125%
HK$46,348
baseline
▲ 0.50% · 4.625%
HK$49,168
+HK$2,820/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,696/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,519
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,820
−HK$1,321/mo
Today · 4.125%
HK$51,141
baseline
▲ 0.50% · 4.625%
HK$53,836
+HK$2,695/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,282/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,336
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,964
−HK$1,654/mo
Today · 4.125%
HK$55,618
baseline
▲ 0.50% · 4.625%
HK$59,002
+HK$3,384/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,236/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,223
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,785
−HK$1,584/mo
Today · 4.125%
HK$61,369
baseline
▲ 0.50% · 4.625%
HK$64,604
+HK$3,235/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,738/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,058
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,958
−HK$1,929/mo
Today · 4.125%
HK$64,887
baseline
▲ 0.50% · 4.625%
HK$68,836
+HK$3,949/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,774/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,927
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,749
−HK$1,848/mo
Today · 4.125%
HK$71,597
baseline
▲ 0.50% · 4.625%
HK$75,371
+HK$3,774/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,194/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,504
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$80,946
−HK$2,481/mo
Today · 4.125%
HK$83,427
baseline
▲ 0.50% · 4.625%
HK$88,503
+HK$5,076/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$166,854/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,335
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$89,677
−HK$2,376/mo
Today · 4.125%
HK$92,053
baseline
▲ 0.50% · 4.625%
HK$96,905
+HK$4,852/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$184,106/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,242 · Scale 2, in force from 26 Feb 2026)