LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,614
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,971
−HK$1,378/mo
Today · 4.125%
HK$46,349
baseline
▲ 0.50% · 4.625%
HK$49,169
+HK$2,820/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,698/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,520
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,822
−HK$1,320/mo
Today · 4.125%
HK$51,142
baseline
▲ 0.50% · 4.625%
HK$53,837
+HK$2,695/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,284/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,337
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,965
−HK$1,654/mo
Today · 4.125%
HK$55,619
baseline
▲ 0.50% · 4.625%
HK$59,003
+HK$3,384/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,238/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,224
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,786
−HK$1,584/mo
Today · 4.125%
HK$61,370
baseline
▲ 0.50% · 4.625%
HK$64,605
+HK$3,235/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,740/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,060
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,959
−HK$1,930/mo
Today · 4.125%
HK$64,889
baseline
▲ 0.50% · 4.625%
HK$68,837
+HK$3,948/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,778/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,928
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,750
−HK$1,848/mo
Today · 4.125%
HK$71,598
baseline
▲ 0.50% · 4.625%
HK$75,372
+HK$3,774/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,196/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,505
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$80,947
−HK$2,481/mo
Today · 4.125%
HK$83,428
baseline
▲ 0.50% · 4.625%
HK$88,505
+HK$5,077/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$166,856/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,337
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$89,679
−HK$2,376/mo
Today · 4.125%
HK$92,055
baseline
▲ 0.50% · 4.625%
HK$96,907
+HK$4,852/mo
Deposit HK$1.91M · loan HK$17.21M · min. income ≈ HK$184,110/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,258 · Scale 2, in force from 26 Feb 2026)