LTV · monthly repayment
▼ 0.50% · 3.625%
HK$436,157
−HK$27,351/mo
▼ 0.25% · 3.875%
HK$449,724
−HK$13,784/mo
Today · 4.125%
HK$463,508
baseline
▲ 0.50% · 4.625%
HK$491,712
+HK$28,204/mo
Deposit HK$95.64M · loan HK$95.64M · min. income ≈ HK$927,016/mo (50% DSR)
Upfront cash ≈ HK$108.07M (deposit + AVD stamp duty HK$12,432,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$485,221
−HK$26,215/mo
▼ 0.25% · 3.875%
HK$498,234
−HK$13,202/mo
Today · 4.125%
HK$511,436
baseline
▲ 0.50% · 4.625%
HK$538,394
+HK$26,958/mo
Deposit HK$95.64M · loan HK$95.64M · min. income ≈ HK$1,022,872/mo (50% DSR)
Upfront cash ≈ HK$108.07M (deposit + AVD stamp duty HK$12,432,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$523,389
−HK$32,821/mo
▼ 0.25% · 3.875%
HK$539,669
−HK$16,541/mo
Today · 4.125%
HK$556,210
baseline
▲ 0.50% · 4.625%
HK$590,054
+HK$33,844/mo
Deposit HK$76.51M · loan HK$114.77M · min. income ≈ HK$1,112,420/mo (50% DSR)
Upfront cash ≈ HK$88.94M (deposit + AVD stamp duty HK$12,432,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$582,265
−HK$31,458/mo
▼ 0.25% · 3.875%
HK$597,881
−HK$15,842/mo
Today · 4.125%
HK$613,723
baseline
▲ 0.50% · 4.625%
HK$646,073
+HK$32,350/mo
Deposit HK$76.51M · loan HK$114.77M · min. income ≈ HK$1,227,446/mo (50% DSR)
Upfront cash ≈ HK$88.94M (deposit + AVD stamp duty HK$12,432,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$610,620
−HK$38,292/mo
▼ 0.25% · 3.875%
HK$629,614
−HK$19,298/mo
Today · 4.125%
HK$648,912
baseline
▲ 0.50% · 4.625%
HK$688,396
+HK$39,484/mo
Deposit HK$57.38M · loan HK$133.89M · min. income ≈ HK$1,297,824/mo (50% DSR)
Upfront cash ≈ HK$69.82M (deposit + AVD stamp duty HK$12,432,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$679,309
−HK$36,701/mo
▼ 0.25% · 3.875%
HK$697,528
−HK$18,482/mo
Today · 4.125%
HK$716,010
baseline
▲ 0.50% · 4.625%
HK$753,752
+HK$37,742/mo
Deposit HK$57.38M · loan HK$133.89M · min. income ≈ HK$1,432,020/mo (50% DSR)
Upfront cash ≈ HK$69.82M (deposit + AVD stamp duty HK$12,432,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$785,083
−HK$49,232/mo
▼ 0.25% · 3.875%
HK$809,504
−HK$24,811/mo
Today · 4.125%
HK$834,315
baseline
▲ 0.50% · 4.625%
HK$885,081
+HK$50,766/mo
Deposit HK$19.13M · loan HK$172.15M · min. income ≈ HK$1,668,630/mo (50% DSR)
Upfront cash ≈ HK$31.56M (deposit + AVD stamp duty HK$12,432,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$873,397
−HK$47,187/mo
▼ 0.25% · 3.875%
HK$896,821
−HK$23,763/mo
Today · 4.125%
HK$920,584
baseline
▲ 0.50% · 4.625%
HK$969,110
+HK$48,526/mo
Deposit HK$19.13M · loan HK$172.15M · min. income ≈ HK$1,841,168/mo (50% DSR)
Upfront cash ≈ HK$31.56M (deposit + AVD stamp duty HK$12,432,915 · Scale 2, in force from 26 Feb 2026)