LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,618
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,975
−HK$1,379/mo
Today · 4.125%
HK$46,354
baseline
▲ 0.50% · 4.625%
HK$49,174
+HK$2,820/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,708/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,525
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,827
−HK$1,320/mo
Today · 4.125%
HK$51,147
baseline
▲ 0.50% · 4.625%
HK$53,843
+HK$2,696/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,294/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,342
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,970
−HK$1,654/mo
Today · 4.125%
HK$55,624
baseline
▲ 0.50% · 4.625%
HK$59,009
+HK$3,385/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,248/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,230
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,792
−HK$1,584/mo
Today · 4.125%
HK$61,376
baseline
▲ 0.50% · 4.625%
HK$64,611
+HK$3,235/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,752/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,066
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,965
−HK$1,930/mo
Today · 4.125%
HK$64,895
baseline
▲ 0.50% · 4.625%
HK$68,844
+HK$3,949/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,790/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,935
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,757
−HK$1,849/mo
Today · 4.125%
HK$71,606
baseline
▲ 0.50% · 4.625%
HK$75,380
+HK$3,774/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,212/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,513
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$80,955
−HK$2,482/mo
Today · 4.125%
HK$83,437
baseline
▲ 0.50% · 4.625%
HK$88,514
+HK$5,077/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,874/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,345
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$89,688
−HK$2,376/mo
Today · 4.125%
HK$92,064
baseline
▲ 0.50% · 4.625%
HK$96,917
+HK$4,853/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,128/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,329 · Scale 2, in force from 26 Feb 2026)