LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,620
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,977
−HK$1,378/mo
Today · 4.125%
HK$46,355
baseline
▲ 0.50% · 4.625%
HK$49,176
+HK$2,821/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,710/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,527
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$49,828
−HK$1,320/mo
Today · 4.125%
HK$51,148
baseline
▲ 0.50% · 4.625%
HK$53,844
+HK$2,696/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,296/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,344
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$53,972
−HK$1,654/mo
Today · 4.125%
HK$55,626
baseline
▲ 0.50% · 4.625%
HK$59,011
+HK$3,385/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,252/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,232
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,794
−HK$1,584/mo
Today · 4.125%
HK$61,378
baseline
▲ 0.50% · 4.625%
HK$64,613
+HK$3,235/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,756/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,068
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,967
−HK$1,930/mo
Today · 4.125%
HK$64,897
baseline
▲ 0.50% · 4.625%
HK$68,846
+HK$3,949/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,794/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,937
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,759
−HK$1,849/mo
Today · 4.125%
HK$71,608
baseline
▲ 0.50% · 4.625%
HK$75,382
+HK$3,774/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,216/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,516
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$80,958
−HK$2,481/mo
Today · 4.125%
HK$83,439
baseline
▲ 0.50% · 4.625%
HK$88,516
+HK$5,077/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,878/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,348
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$89,690
−HK$2,377/mo
Today · 4.125%
HK$92,067
baseline
▲ 0.50% · 4.625%
HK$96,920
+HK$4,853/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,134/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,350 · Scale 2, in force from 26 Feb 2026)