LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,620
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$44,977
−HK$1,378/mo
Today · 4.125%
HK$46,355
baseline
▲ 0.50% · 4.625%
HK$49,176
+HK$2,821/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$92,710/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,527
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,828
−HK$1,321/mo
Today · 4.125%
HK$51,149
baseline
▲ 0.50% · 4.625%
HK$53,845
+HK$2,696/mo
Deposit HK$9.56M · loan HK$9.56M · min. income ≈ HK$102,298/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,344
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,972
−HK$1,655/mo
Today · 4.125%
HK$55,627
baseline
▲ 0.50% · 4.625%
HK$59,011
+HK$3,384/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,254/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,232
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,794
−HK$1,584/mo
Today · 4.125%
HK$61,378
baseline
▲ 0.50% · 4.625%
HK$64,614
+HK$3,236/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,756/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,068
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,968
−HK$1,930/mo
Today · 4.125%
HK$64,898
baseline
▲ 0.50% · 4.625%
HK$68,847
+HK$3,949/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,796/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,938
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,760
−HK$1,848/mo
Today · 4.125%
HK$71,608
baseline
▲ 0.50% · 4.625%
HK$75,383
+HK$3,775/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,216/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,516
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$80,959
−HK$2,481/mo
Today · 4.125%
HK$83,440
baseline
▲ 0.50% · 4.625%
HK$88,517
+HK$5,077/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,880/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,349
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$89,691
−HK$2,377/mo
Today · 4.125%
HK$92,068
baseline
▲ 0.50% · 4.625%
HK$96,921
+HK$4,853/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,136/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,356 · Scale 2, in force from 26 Feb 2026)