LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,623
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,980
−HK$1,379/mo
Today · 4.125%
HK$46,359
baseline
▲ 0.50% · 4.625%
HK$49,180
+HK$2,821/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,718/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,530
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,832
−HK$1,320/mo
Today · 4.125%
HK$51,152
baseline
▲ 0.50% · 4.625%
HK$53,849
+HK$2,697/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,304/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,348
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,976
−HK$1,655/mo
Today · 4.125%
HK$55,631
baseline
▲ 0.50% · 4.625%
HK$59,016
+HK$3,385/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,262/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,236
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,798
−HK$1,585/mo
Today · 4.125%
HK$61,383
baseline
▲ 0.50% · 4.625%
HK$64,618
+HK$3,235/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,766/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,073
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$62,972
−HK$1,930/mo
Today · 4.125%
HK$64,902
baseline
▲ 0.50% · 4.625%
HK$68,851
+HK$3,949/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,804/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,943
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$69,765
−HK$1,848/mo
Today · 4.125%
HK$71,613
baseline
▲ 0.50% · 4.625%
HK$75,388
+HK$3,775/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,226/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,522
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$80,964
−HK$2,482/mo
Today · 4.125%
HK$83,446
baseline
▲ 0.50% · 4.625%
HK$88,523
+HK$5,077/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,892/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,355
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$89,698
−HK$2,376/mo
Today · 4.125%
HK$92,074
baseline
▲ 0.50% · 4.625%
HK$96,928
+HK$4,854/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,148/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,407 · Scale 2, in force from 26 Feb 2026)