LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,624
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,981
−HK$1,379/mo
Today · 4.125%
HK$46,360
baseline
▲ 0.50% · 4.625%
HK$49,181
+HK$2,821/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,720/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,532
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,833
−HK$1,321/mo
Today · 4.125%
HK$51,154
baseline
▲ 0.50% · 4.625%
HK$53,850
+HK$2,696/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,308/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,349
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,977
−HK$1,655/mo
Today · 4.125%
HK$55,632
baseline
▲ 0.50% · 4.625%
HK$59,017
+HK$3,385/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,264/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,238
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,800
−HK$1,584/mo
Today · 4.125%
HK$61,384
baseline
▲ 0.50% · 4.625%
HK$64,620
+HK$3,236/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,768/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,074
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,974
−HK$1,930/mo
Today · 4.125%
HK$64,904
baseline
▲ 0.50% · 4.625%
HK$68,853
+HK$3,949/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,808/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,944
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,766
−HK$1,849/mo
Today · 4.125%
HK$71,615
baseline
▲ 0.50% · 4.625%
HK$75,390
+HK$3,775/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,230/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,524
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$80,966
−HK$2,482/mo
Today · 4.125%
HK$83,448
baseline
▲ 0.50% · 4.625%
HK$88,525
+HK$5,077/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,896/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,424 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,357
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$89,700
−HK$2,376/mo
Today · 4.125%
HK$92,076
baseline
▲ 0.50% · 4.625%
HK$96,930
+HK$4,854/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,152/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,424 · Scale 2, in force from 26 Feb 2026)