LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,627
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,984
−HK$1,379/mo
Today · 4.125%
HK$46,363
baseline
▲ 0.50% · 4.625%
HK$49,184
+HK$2,821/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,726/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,535
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,837
−HK$1,320/mo
Today · 4.125%
HK$51,157
baseline
▲ 0.50% · 4.625%
HK$53,854
+HK$2,697/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,314/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,353
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,981
−HK$1,655/mo
Today · 4.125%
HK$55,636
baseline
▲ 0.50% · 4.625%
HK$59,021
+HK$3,385/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,272/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,242
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,804
−HK$1,585/mo
Today · 4.125%
HK$61,389
baseline
▲ 0.50% · 4.625%
HK$64,625
+HK$3,236/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,778/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,078
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,978
−HK$1,931/mo
Today · 4.125%
HK$64,909
baseline
▲ 0.50% · 4.625%
HK$68,858
+HK$3,949/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,818/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,949
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,771
−HK$1,849/mo
Today · 4.125%
HK$71,620
baseline
▲ 0.50% · 4.625%
HK$75,395
+HK$3,775/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,240/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,529
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$80,972
−HK$2,482/mo
Today · 4.125%
HK$83,454
baseline
▲ 0.50% · 4.625%
HK$88,532
+HK$5,078/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,908/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,363
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$89,706
−HK$2,377/mo
Today · 4.125%
HK$92,083
baseline
▲ 0.50% · 4.625%
HK$96,937
+HK$4,854/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,166/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,476 · Scale 2, in force from 26 Feb 2026)