LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,629
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,986
−HK$1,379/mo
Today · 4.125%
HK$46,365
baseline
▲ 0.50% · 4.625%
HK$49,186
+HK$2,821/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,730/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,536
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,838
−HK$1,321/mo
Today · 4.125%
HK$51,159
baseline
▲ 0.50% · 4.625%
HK$53,855
+HK$2,696/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,318/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,354
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,983
−HK$1,654/mo
Today · 4.125%
HK$55,637
baseline
▲ 0.50% · 4.625%
HK$59,023
+HK$3,386/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,274/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,244
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$59,806
−HK$1,584/mo
Today · 4.125%
HK$61,390
baseline
▲ 0.50% · 4.625%
HK$64,626
+HK$3,236/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,780/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,080
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,980
−HK$1,930/mo
Today · 4.125%
HK$64,910
baseline
▲ 0.50% · 4.625%
HK$68,860
+HK$3,950/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,820/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,951
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,773
−HK$1,849/mo
Today · 4.125%
HK$71,622
baseline
▲ 0.50% · 4.625%
HK$75,397
+HK$3,775/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,244/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,532
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$80,974
−HK$2,482/mo
Today · 4.125%
HK$83,456
baseline
▲ 0.50% · 4.625%
HK$88,534
+HK$5,078/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,912/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,366
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$89,709
−HK$2,377/mo
Today · 4.125%
HK$92,086
baseline
▲ 0.50% · 4.625%
HK$96,940
+HK$4,854/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,172/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,496 · Scale 2, in force from 26 Feb 2026)