LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,629
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,987
−HK$1,378/mo
Today · 4.125%
HK$46,365
baseline
▲ 0.50% · 4.625%
HK$49,187
+HK$2,822/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,730/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,537
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,839
−HK$1,321/mo
Today · 4.125%
HK$51,160
baseline
▲ 0.50% · 4.625%
HK$53,856
+HK$2,696/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,320/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,355
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,984
−HK$1,654/mo
Today · 4.125%
HK$55,638
baseline
▲ 0.50% · 4.625%
HK$59,024
+HK$3,386/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,276/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,245
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,807
−HK$1,585/mo
Today · 4.125%
HK$61,392
baseline
▲ 0.50% · 4.625%
HK$64,628
+HK$3,236/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,784/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,081
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,981
−HK$1,931/mo
Today · 4.125%
HK$64,912
baseline
▲ 0.50% · 4.625%
HK$68,861
+HK$3,949/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,824/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,952
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,775
−HK$1,849/mo
Today · 4.125%
HK$71,624
baseline
▲ 0.50% · 4.625%
HK$75,399
+HK$3,775/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,248/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,533
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$80,976
−HK$2,482/mo
Today · 4.125%
HK$83,458
baseline
▲ 0.50% · 4.625%
HK$88,536
+HK$5,078/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,916/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,509 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,367
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$89,710
−HK$2,377/mo
Today · 4.125%
HK$92,087
baseline
▲ 0.50% · 4.625%
HK$96,941
+HK$4,854/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,174/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,509 · Scale 2, in force from 26 Feb 2026)