LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,630
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,988
−HK$1,378/mo
Today · 4.125%
HK$46,366
baseline
▲ 0.50% · 4.625%
HK$49,188
+HK$2,822/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,732/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,538
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,840
−HK$1,321/mo
Today · 4.125%
HK$51,161
baseline
▲ 0.50% · 4.625%
HK$53,857
+HK$2,696/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,322/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,356
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,985
−HK$1,655/mo
Today · 4.125%
HK$55,640
baseline
▲ 0.50% · 4.625%
HK$59,025
+HK$3,385/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,280/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,246
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,808
−HK$1,585/mo
Today · 4.125%
HK$61,393
baseline
▲ 0.50% · 4.625%
HK$64,629
+HK$3,236/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,786/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,083
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,983
−HK$1,930/mo
Today · 4.125%
HK$64,913
baseline
▲ 0.50% · 4.625%
HK$68,863
+HK$3,950/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,826/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,954
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,776
−HK$1,849/mo
Today · 4.125%
HK$71,625
baseline
▲ 0.50% · 4.625%
HK$75,400
+HK$3,775/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,250/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,535
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$80,978
−HK$2,482/mo
Today · 4.125%
HK$83,460
baseline
▲ 0.50% · 4.625%
HK$88,538
+HK$5,078/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,920/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,369
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$89,712
−HK$2,377/mo
Today · 4.125%
HK$92,089
baseline
▲ 0.50% · 4.625%
HK$96,943
+HK$4,854/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,178/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,525 · Scale 2, in force from 26 Feb 2026)