LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,631
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,989
−HK$1,378/mo
Today · 4.125%
HK$46,367
baseline
▲ 0.50% · 4.625%
HK$49,189
+HK$2,822/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,734/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,539
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,841
−HK$1,321/mo
Today · 4.125%
HK$51,162
baseline
▲ 0.50% · 4.625%
HK$53,859
+HK$2,697/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,324/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,358
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,986
−HK$1,655/mo
Today · 4.125%
HK$55,641
baseline
▲ 0.50% · 4.625%
HK$59,026
+HK$3,385/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,282/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,247
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,809
−HK$1,585/mo
Today · 4.125%
HK$61,394
baseline
▲ 0.50% · 4.625%
HK$64,630
+HK$3,236/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,788/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,084
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,984
−HK$1,930/mo
Today · 4.125%
HK$64,914
baseline
▲ 0.50% · 4.625%
HK$68,864
+HK$3,950/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,828/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,955
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,778
−HK$1,849/mo
Today · 4.125%
HK$71,627
baseline
▲ 0.50% · 4.625%
HK$75,402
+HK$3,775/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,254/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,536
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$80,979
−HK$2,482/mo
Today · 4.125%
HK$83,461
baseline
▲ 0.50% · 4.625%
HK$88,540
+HK$5,079/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,922/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,371
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$89,714
−HK$2,377/mo
Today · 4.125%
HK$92,091
baseline
▲ 0.50% · 4.625%
HK$96,946
+HK$4,855/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,182/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,540 · Scale 2, in force from 26 Feb 2026)