LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,632
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,989
−HK$1,379/mo
Today · 4.125%
HK$46,368
baseline
▲ 0.50% · 4.625%
HK$49,189
+HK$2,821/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,736/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,540
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,842
−HK$1,321/mo
Today · 4.125%
HK$51,163
baseline
▲ 0.50% · 4.625%
HK$53,859
+HK$2,696/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,326/mo (50% DSR)
Upfront cash ≈ HK$10.28M (deposit + AVD stamp duty HK$717,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,358
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,987
−HK$1,655/mo
Today · 4.125%
HK$55,642
baseline
▲ 0.50% · 4.625%
HK$59,027
+HK$3,385/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,284/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,248
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,810
−HK$1,585/mo
Today · 4.125%
HK$61,395
baseline
▲ 0.50% · 4.625%
HK$64,631
+HK$3,236/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,790/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,085
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,985
−HK$1,930/mo
Today · 4.125%
HK$64,915
baseline
▲ 0.50% · 4.625%
HK$68,865
+HK$3,950/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,830/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,956
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,779
−HK$1,849/mo
Today · 4.125%
HK$71,628
baseline
▲ 0.50% · 4.625%
HK$75,403
+HK$3,775/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,256/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,538
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$80,981
−HK$2,482/mo
Today · 4.125%
HK$83,463
baseline
▲ 0.50% · 4.625%
HK$88,541
+HK$5,078/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,926/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,372
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$89,716
−HK$2,377/mo
Today · 4.125%
HK$92,093
baseline
▲ 0.50% · 4.625%
HK$96,947
+HK$4,854/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,186/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,551 · Scale 2, in force from 26 Feb 2026)