LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,633
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,990
−HK$1,379/mo
Today · 4.125%
HK$46,369
baseline
▲ 0.50% · 4.625%
HK$49,190
+HK$2,821/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,738/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,541
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$49,843
−HK$1,320/mo
Today · 4.125%
HK$51,163
baseline
▲ 0.50% · 4.625%
HK$53,860
+HK$2,697/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,326/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,359
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,988
−HK$1,655/mo
Today · 4.125%
HK$55,643
baseline
▲ 0.50% · 4.625%
HK$59,028
+HK$3,385/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,286/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,249
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,811
−HK$1,585/mo
Today · 4.125%
HK$61,396
baseline
▲ 0.50% · 4.625%
HK$64,632
+HK$3,236/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,792/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,086
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,986
−HK$1,930/mo
Today · 4.125%
HK$64,916
baseline
▲ 0.50% · 4.625%
HK$68,866
+HK$3,950/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,832/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,957
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,780
−HK$1,849/mo
Today · 4.125%
HK$71,629
baseline
▲ 0.50% · 4.625%
HK$75,404
+HK$3,775/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,258/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,539
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$80,982
−HK$2,482/mo
Today · 4.125%
HK$83,464
baseline
▲ 0.50% · 4.625%
HK$88,542
+HK$5,078/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,928/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,374
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$89,717
−HK$2,377/mo
Today · 4.125%
HK$92,094
baseline
▲ 0.50% · 4.625%
HK$96,949
+HK$4,855/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,188/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,562 · Scale 2, in force from 26 Feb 2026)