LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,633
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,990
−HK$1,379/mo
Today · 4.125%
HK$46,369
baseline
▲ 0.50% · 4.625%
HK$49,191
+HK$2,822/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,738/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,541
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,843
−HK$1,321/mo
Today · 4.125%
HK$51,164
baseline
▲ 0.50% · 4.625%
HK$53,861
+HK$2,697/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,328/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,360
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,988
−HK$1,655/mo
Today · 4.125%
HK$55,643
baseline
▲ 0.50% · 4.625%
HK$59,029
+HK$3,386/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,286/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,250
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,812
−HK$1,585/mo
Today · 4.125%
HK$61,397
baseline
▲ 0.50% · 4.625%
HK$64,633
+HK$3,236/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,794/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,086
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,986
−HK$1,931/mo
Today · 4.125%
HK$64,917
baseline
▲ 0.50% · 4.625%
HK$68,867
+HK$3,950/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$129,834/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,958
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$69,780
−HK$1,849/mo
Today · 4.125%
HK$71,629
baseline
▲ 0.50% · 4.625%
HK$75,405
+HK$3,776/mo
Deposit HK$5.74M · loan HK$13.39M · min. income ≈ HK$143,258/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,539
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$80,982
−HK$2,483/mo
Today · 4.125%
HK$83,465
baseline
▲ 0.50% · 4.625%
HK$88,543
+HK$5,078/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,930/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,374
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$89,718
−HK$2,377/mo
Today · 4.125%
HK$92,095
baseline
▲ 0.50% · 4.625%
HK$96,949
+HK$4,854/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,190/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,568 · Scale 2, in force from 26 Feb 2026)