LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,635
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,992
−HK$1,379/mo
Today · 4.125%
HK$46,371
baseline
▲ 0.50% · 4.625%
HK$49,193
+HK$2,822/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,742/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,543
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,845
−HK$1,321/mo
Today · 4.125%
HK$51,166
baseline
▲ 0.50% · 4.625%
HK$53,863
+HK$2,697/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,332/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,362
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,990
−HK$1,655/mo
Today · 4.125%
HK$55,645
baseline
▲ 0.50% · 4.625%
HK$59,031
+HK$3,386/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,290/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,252
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,814
−HK$1,585/mo
Today · 4.125%
HK$61,399
baseline
▲ 0.50% · 4.625%
HK$64,635
+HK$3,236/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,798/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,089
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$62,989
−HK$1,930/mo
Today · 4.125%
HK$64,919
baseline
▲ 0.50% · 4.625%
HK$68,870
+HK$3,951/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,838/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,960
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,783
−HK$1,849/mo
Today · 4.125%
HK$71,632
baseline
▲ 0.50% · 4.625%
HK$75,408
+HK$3,776/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,264/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,542
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$80,986
−HK$2,482/mo
Today · 4.125%
HK$83,468
baseline
▲ 0.50% · 4.625%
HK$88,547
+HK$5,079/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,936/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,378
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$89,721
−HK$2,377/mo
Today · 4.125%
HK$92,098
baseline
▲ 0.50% · 4.625%
HK$96,953
+HK$4,855/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,196/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,596 · Scale 2, in force from 26 Feb 2026)