LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,636
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,993
−HK$1,379/mo
Today · 4.125%
HK$46,372
baseline
▲ 0.50% · 4.625%
HK$49,194
+HK$2,822/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,744/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,544
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,846
−HK$1,321/mo
Today · 4.125%
HK$51,167
baseline
▲ 0.50% · 4.625%
HK$53,864
+HK$2,697/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,334/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,363
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,991
−HK$1,655/mo
Today · 4.125%
HK$55,646
baseline
▲ 0.50% · 4.625%
HK$59,032
+HK$3,386/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,292/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,253
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,815
−HK$1,585/mo
Today · 4.125%
HK$61,400
baseline
▲ 0.50% · 4.625%
HK$64,637
+HK$3,237/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,800/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,090
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,990
−HK$1,931/mo
Today · 4.125%
HK$64,921
baseline
▲ 0.50% · 4.625%
HK$68,871
+HK$3,950/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,842/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,962
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,784
−HK$1,850/mo
Today · 4.125%
HK$71,634
baseline
▲ 0.50% · 4.625%
HK$75,409
+HK$3,775/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,268/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,544
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$80,987
−HK$2,482/mo
Today · 4.125%
HK$83,469
baseline
▲ 0.50% · 4.625%
HK$88,548
+HK$5,079/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,938/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,379
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$89,723
−HK$2,377/mo
Today · 4.125%
HK$92,100
baseline
▲ 0.50% · 4.625%
HK$96,955
+HK$4,855/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,200/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,610 · Scale 2, in force from 26 Feb 2026)