LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,636
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$44,994
−HK$1,379/mo
Today · 4.125%
HK$46,373
baseline
▲ 0.50% · 4.625%
HK$49,194
+HK$2,821/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,746/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,545
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,847
−HK$1,321/mo
Today · 4.125%
HK$51,168
baseline
▲ 0.50% · 4.625%
HK$53,865
+HK$2,697/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,336/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,363
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,992
−HK$1,655/mo
Today · 4.125%
HK$55,647
baseline
▲ 0.50% · 4.625%
HK$59,033
+HK$3,386/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,294/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,254
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,816
−HK$1,585/mo
Today · 4.125%
HK$61,401
baseline
▲ 0.50% · 4.625%
HK$64,638
+HK$3,237/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,802/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,091
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,991
−HK$1,931/mo
Today · 4.125%
HK$64,922
baseline
▲ 0.50% · 4.625%
HK$68,872
+HK$3,950/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,844/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,963
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,786
−HK$1,849/mo
Today · 4.125%
HK$71,635
baseline
▲ 0.50% · 4.625%
HK$75,411
+HK$3,776/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,270/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,545
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$80,988
−HK$2,483/mo
Today · 4.125%
HK$83,471
baseline
▲ 0.50% · 4.625%
HK$88,550
+HK$5,079/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,942/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,381
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$89,724
−HK$2,378/mo
Today · 4.125%
HK$92,102
baseline
▲ 0.50% · 4.625%
HK$96,956
+HK$4,854/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,204/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,621 · Scale 2, in force from 26 Feb 2026)