LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,637
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$44,994
−HK$1,380/mo
Today · 4.125%
HK$46,374
baseline
▲ 0.50% · 4.625%
HK$49,195
+HK$2,821/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,748/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,546
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,848
−HK$1,321/mo
Today · 4.125%
HK$51,169
baseline
▲ 0.50% · 4.625%
HK$53,866
+HK$2,697/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,338/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,365
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,993
−HK$1,655/mo
Today · 4.125%
HK$55,648
baseline
▲ 0.50% · 4.625%
HK$59,034
+HK$3,386/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,296/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,255
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,817
−HK$1,585/mo
Today · 4.125%
HK$61,402
baseline
▲ 0.50% · 4.625%
HK$64,639
+HK$3,237/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,804/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,092
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,992
−HK$1,931/mo
Today · 4.125%
HK$64,923
baseline
▲ 0.50% · 4.625%
HK$68,873
+HK$3,950/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,846/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,964
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,787
−HK$1,849/mo
Today · 4.125%
HK$71,636
baseline
▲ 0.50% · 4.625%
HK$75,412
+HK$3,776/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,272/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,547
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$80,990
−HK$2,482/mo
Today · 4.125%
HK$83,472
baseline
▲ 0.50% · 4.625%
HK$88,551
+HK$5,079/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,944/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,382
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$89,726
−HK$2,377/mo
Today · 4.125%
HK$92,103
baseline
▲ 0.50% · 4.625%
HK$96,958
+HK$4,855/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,206/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,635 · Scale 2, in force from 26 Feb 2026)