LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,638
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,995
−HK$1,379/mo
Today · 4.125%
HK$46,374
baseline
▲ 0.50% · 4.625%
HK$49,196
+HK$2,822/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,748/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,547
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,849
−HK$1,321/mo
Today · 4.125%
HK$51,170
baseline
▲ 0.50% · 4.625%
HK$53,867
+HK$2,697/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,340/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,366
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$53,994
−HK$1,655/mo
Today · 4.125%
HK$55,649
baseline
▲ 0.50% · 4.625%
HK$59,036
+HK$3,387/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$111,298/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,256
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,819
−HK$1,585/mo
Today · 4.125%
HK$61,404
baseline
▲ 0.50% · 4.625%
HK$64,640
+HK$3,236/mo
Deposit HK$7.65M · loan HK$11.48M · min. income ≈ HK$122,808/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,093
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,994
−HK$1,930/mo
Today · 4.125%
HK$64,924
baseline
▲ 0.50% · 4.625%
HK$68,875
+HK$3,951/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,848/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,966
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,788
−HK$1,850/mo
Today · 4.125%
HK$71,638
baseline
▲ 0.50% · 4.625%
HK$75,414
+HK$3,776/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,276/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,548
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$80,992
−HK$2,482/mo
Today · 4.125%
HK$83,474
baseline
▲ 0.50% · 4.625%
HK$88,553
+HK$5,079/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,948/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,384
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$89,728
−HK$2,377/mo
Today · 4.125%
HK$92,105
baseline
▲ 0.50% · 4.625%
HK$96,960
+HK$4,855/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,210/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,650 · Scale 2, in force from 26 Feb 2026)