LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,639
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$44,996
−HK$1,379/mo
Today · 4.125%
HK$46,375
baseline
▲ 0.50% · 4.625%
HK$49,197
+HK$2,822/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,750/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,548
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,850
−HK$1,321/mo
Today · 4.125%
HK$51,171
baseline
▲ 0.50% · 4.625%
HK$53,868
+HK$2,697/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,342/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,366
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,995
−HK$1,655/mo
Today · 4.125%
HK$55,650
baseline
▲ 0.50% · 4.625%
HK$59,037
+HK$3,387/mo
Deposit HK$7.66M · loan HK$11.48M · min. income ≈ HK$111,300/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,257
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$59,820
−HK$1,585/mo
Today · 4.125%
HK$61,405
baseline
▲ 0.50% · 4.625%
HK$64,641
+HK$3,236/mo
Deposit HK$7.66M · loan HK$11.48M · min. income ≈ HK$122,810/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,094
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,995
−HK$1,930/mo
Today · 4.125%
HK$64,925
baseline
▲ 0.50% · 4.625%
HK$68,876
+HK$3,951/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,850/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,967
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,790
−HK$1,849/mo
Today · 4.125%
HK$71,639
baseline
▲ 0.50% · 4.625%
HK$75,415
+HK$3,776/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,278/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,550
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$80,993
−HK$2,483/mo
Today · 4.125%
HK$83,476
baseline
▲ 0.50% · 4.625%
HK$88,555
+HK$5,079/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,952/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,386
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$89,729
−HK$2,378/mo
Today · 4.125%
HK$92,107
baseline
▲ 0.50% · 4.625%
HK$96,962
+HK$4,855/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,214/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,662 · Scale 2, in force from 26 Feb 2026)