LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,639
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$44,997
−HK$1,379/mo
Today · 4.125%
HK$46,376
baseline
▲ 0.50% · 4.625%
HK$49,198
+HK$2,822/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$92,752/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,548
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$49,850
−HK$1,321/mo
Today · 4.125%
HK$51,171
baseline
▲ 0.50% · 4.625%
HK$53,868
+HK$2,697/mo
Deposit HK$9.57M · loan HK$9.57M · min. income ≈ HK$102,342/mo (50% DSR)
Upfront cash ≈ HK$10.29M (deposit + AVD stamp duty HK$717,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,367
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$53,996
−HK$1,655/mo
Today · 4.125%
HK$55,651
baseline
▲ 0.50% · 4.625%
HK$59,037
+HK$3,386/mo
Deposit HK$7.66M · loan HK$11.48M · min. income ≈ HK$111,302/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,258
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$59,820
−HK$1,585/mo
Today · 4.125%
HK$61,405
baseline
▲ 0.50% · 4.625%
HK$64,642
+HK$3,237/mo
Deposit HK$7.66M · loan HK$11.48M · min. income ≈ HK$122,810/mo (50% DSR)
Upfront cash ≈ HK$8.37M (deposit + AVD stamp duty HK$717,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,095
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$62,995
−HK$1,931/mo
Today · 4.125%
HK$64,926
baseline
▲ 0.50% · 4.625%
HK$68,877
+HK$3,951/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$129,852/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,968
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$69,790
−HK$1,850/mo
Today · 4.125%
HK$71,640
baseline
▲ 0.50% · 4.625%
HK$75,416
+HK$3,776/mo
Deposit HK$5.74M · loan HK$13.40M · min. income ≈ HK$143,280/mo (50% DSR)
Upfront cash ≈ HK$6.46M (deposit + AVD stamp duty HK$717,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,551
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$80,994
−HK$2,482/mo
Today · 4.125%
HK$83,476
baseline
▲ 0.50% · 4.625%
HK$88,556
+HK$5,080/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$166,952/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,387
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$89,730
−HK$2,378/mo
Today · 4.125%
HK$92,108
baseline
▲ 0.50% · 4.625%
HK$96,963
+HK$4,855/mo
Deposit HK$1.91M · loan HK$17.22M · min. income ≈ HK$184,216/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$717,671 · Scale 2, in force from 26 Feb 2026)